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Over 80% of Touro’s undergraduates receive some form of financial aid.

For New York State Residents: Governor Cuomo's Enhanced Tuition Award Program

Touro College was established with the mission of serving and supporting diverse communities and offering world-class educational opportunities to all members of society. At Touro, making college affordable has always been a major priority and we understand that investing in a college education is one of the best decisions you can make. We also appreciate that many students need financial assistance when enrolling in college with the goal of graduating with a degree. Touro has always been committed to providing an affordable education, combining existing state and federal grants and investing millions of dollars in internal scholarships and grants annually to help students attain their educational and professional goals.

In April 2017, New York State Governor Andrew Cuomo announced the creation of two new grant programs designed to help offset the cost of higher education tuition for families, the Excelsior Program and the Enhanced Tuition Award (ETA). The Excelsior Program is for eligible students who attend public colleges, like CUNY and SUNY. The ETA is a matching grant program for eligible students who enroll at New York’s private colleges and universities, like Touro. Under the ETA, private colleges and universities must decide whether they will opt in to this program. Once a private college opts into the program, it must commit to matching the State ETA award dollar for dollar amongst other requirements.

Who is eligible for these grant programs?
For the 2017-2018 academic year, New York State residents whose total family adjusted gross income was less than $100,000 (on 2015 tax returns) may qualify. The total family adjusted gross income threshold (for student and parents or student and spouse) increases to $110,000 for enrollment during the 2018-2019 academic year and to $125,000 for 2019-2020 enrollment. 

There are additional eligibility requirements that must be met by applicants. Failing to meet any one of these requirements will make a student ineligible for the grants.

  1. Pursuing a first associate or bachelor’s degree.
  2. Maintaining the minimum grade point average (GPA) required for your program of study (or major).
  3. Completing a minimum of 30 credits applicable to your program during each academic year.
  4. Living continuously in New York State post-college for as many years as you received the grant.
  5. Working continuously in New York State post-college for as many years as you received the grant.

PLEASE NOTE:  It is possible that if you do not live and work continuously in New York after receiving your degree for the same number of years that you received the ETA (or Excelsior) award , any grant monies received automatically will convert into a loan that must be repaid in full to the state.

If the state funding for the ETA program runs out before all eligible students receive their grants, eligible students may in fact be denied the grant. We understand that, in this case, the state will create a process to decide who receives the grant, potentially causing eligible students to be declined.

Are both new and continuing students eligible for the ETA grants?

Yes. However, according to the information that is currently available, continuing students, who meet the requirements established by the state, will receive preference over new students if the ETA funding is not sufficient to meet the demand. 

Will Touro be participating in the ETA program?

Touro, like many other private institutions in New York, is waiting on the state to finalize details of the ETA program after which we will make an informed decision about participation.

What if I already received or am about to receive my Touro financial aid package for 2017-2018?

For those who have applied for financial aid but have not yet received their financial aid package, we will continue to package based on current practices and regulations. Whether you have or haven’t already received a financial aid package, once the new policies and procedures for the ETA program are communicated to us by the state and Touro makes a determination on participation, we will be able to evaluate any potential change to your financial aid package. We expect more information to be available from the state in June. In the meantime, any questions you may have about your specific financial aid package should be directed to the TouroOne HelpDesk (Email:, Phone: 646-565-6552).

Where can I go for more information? 

This is a new program offered by New York State. We expect the final policies and procedures outlining the program to be issued by early June. The Touro College Office of Financial Aid will post updated information regarding the grants shortly after it is published. In the meantime, please contact the TouroOne Helpdesk (Email: Phone: 646-565-6552) with any questions. You can also check for periodic updates and register for electronic alerts at

**All information provided on this page is provided for information purposes only. Every reasonable effort is made to present current and accurate information. Touro makes no guarantees of any kind and cannot be held liable for any outdated or incorrect information presented herein. Act as you may but please note that Touro expressly disclaims all liability with respect to actions taken or not taken by the recipient based on any or all of the information or other contents on this page.

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Whether through Touro scholarships, state or federal grants, loans, or work-study, our students can finance their education without being overwhelmed by debt.

You must apply for financial aid every year you are enrolled, but we try to keep the process simple. As long as you remain in good standing, the Office of Financial Aid will initiate and disperse your packages on time, worry free.

Our office doors are always open; no appointment is necessary. Just come with your questions or concerns.  A financial aid counselor can explain your options and help secure the best package for you.

Contact us

Office of Financial Aid
Cheryl Bernath
Lander College for Women

Wednesday at (212) 287-3521
Monday, Tuesday, Thursday & Friday at (718) 252-7800 x59259